Understand What Drives Your Mod
Your experience modification factor directly affects what you pay for workers' compensation. IOA's dedicated Mod Specialists analyze the loss costs behind your mod, so you can see what is driving it and act before it affects your premium.
How It Works
- Calculate, project and analyze the loss costs tied to your experience modification to determine the impact on your mod points and premium
- Reveal the cost drivers behind your experience modification
- Focus on problem areas, such as how often injuries happen or how severe they are
- Examine loss trends by injury type, department and more
- Isolate areas to target with loss control and risk management strategies
Coordinated With Your Claim Advocacy Team
Before your experience modification is calculated, your claims advocate completes a Unit Stat Card Audit. Bureau reporting focuses on claim mitigation and closures, which helps protect your organization's assets.
Contact Risk Services
Contact us to learn how a proactive risk and loss control strategy can support your business.
